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China Social Insurance System

Chi­na social insur­ance is a sys­tem of manda­to­ry social pro­tec­tion schemes that cov­ers var­i­ous risks and con­tin­gen­cies for work­ers and res­i­dents in Chi­na. The sys­tem con­sists of five types of insur­ance: pen­sion, med­ical, unem­ploy­ment, work-relat­ed injury, and mater­ni­ty, as well as a hous­ing fund for urban employ­ees. Chi­na social insur­ance aims to pro­vide basic income secu­ri­ty and health care for the pop­u­la­tion, espe­cial­ly for the elder­ly, the sick, the dis­abled, and the unemployed.

The Chi­na social insur­ance sys­tem is admin­is­tered by dif­fer­ent gov­ern­ment agen­cies at dif­fer­ent lev­els, and the con­tri­bu­tion rates and ben­e­fit lev­els vary by region and sec­tor. The sys­tem is financed by con­tri­bu­tions from employ­ers, employ­ees, and the gov­ern­ment, as well as by invest­ment income and fis­cal sub­si­dies. The sys­tem faces many chal­lenges, such as low cov­er­age, insuf­fi­cient fund­ing, region­al dis­par­i­ties, and demo­graph­ic changes.

This archive con­tains a col­lec­tion of arti­cles that explore var­i­ous aspects of Chi­na social insur­ance, such as its his­to­ry, devel­op­ment, reform, cur­rent sit­u­a­tion, and future prospects. The arti­cles pro­vide insights into the poli­cies, prac­tices, and issues of Chi­na social insur­ance from dif­fer­ent per­spec­tives and dis­ci­plines. The arti­cles also offer com­par­a­tive analy­sis and inter­na­tion­al expe­ri­ence that can help improve the under­stand­ing and eval­u­a­tion of Chi­na social insurance.

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